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Smita Bajoria, MD
R M Solanki,
Principal Officer & COO
Dhansukhlal N. Mistry
Dhansukhlal N. Mistry, VP
Padmini Subramani
Padmini Subramani
VP-Technical & Reinsurance
Chandan Saha
Chandan Saha
VP-Reinsurance & Accounts
Smita Bajoria, MD
Email: smita@bajoria.in
She has been instrumental in developing this organization over the years. She has versatile experience in Direct Insurance and Reinsurance businesses. With her inimitable marketing skills, single-minded determination and ceaseless efforts, she has steered the company to enviable growth and expansion in a short span.
R M Solanki,
Principal Officer & COO
Email: rmsolanki@bajoria.in

He has a wealth of experience of four decades in Insurance and RI in Life & Non-Life insurance. Earlier, he was AGM spearheading the technical division in New India including Reinsurance as well as overseeing various regional offices. Solanki is a Fellow in Insurance and a Lawyer who underwent training in India and abroad. He also studied IT Management at IIM and Insurance management at National Insurance Academy. Prior to his assignment at Heritage, he was GM in GIC.
Armed with more than 30 years of experience in General Insurance Business and also Life Insurance, he has worked in various positions in New India Assurance Co. Ltd. As a Divisional Manager (NIA), he has handled underwriting and claims for Fire, Marine, Motor and Miscellaneous Insurance of primarily corporate clients. He is also a Fellow of Insurance Institute of India.
Dhansukhlal N. Mistry
Dhansukhlal N. Mistry, VP
Email: dnmistry@bajoria.in
He has been working in the General Insurance industry for the last 37 years. He has worked in various positions in New India Assurance Co. Ltd. as a Sr. Divisional Manager (NIA) and has handled underwriting and claims of Motor, Misc. and Marine of corporate clients. He is also an Associate member of Insurance Institute of India.
Padmini Subramani
Padmini Subramani
VP-Technical & Reinsurance

Email: spadmini@bajoria.in
With over 25 years of experience in Non-life Insurance, she has a wide and rich experience in Miscellaneous, Motor & Marine Departments. She was earlier with the National Insurance Company Ltd and has worked in the Technical Department at the Corporate and Region level. She has also worked on Various Committees constituted by the TAC as also on a committee of IRDA. She is a Fellow of Insurance Institute of India- Area Reinsurance.
Chandan Saha
Chandan Saha
VP-Reinsurance & Accounts

Email: csaha@bajoria.in
A qualified Chartered Accountant, he has over 15 years’ experience in Manufacturing and Service industries and has been with Heritage as Reinsurance Broker for over 6 years. His key areas are Reinsurance Broking and Direct Insurance.